Best answer: What auto insurance is required in West Virginia?

Bodily injury liability: $25,000 per person and $50,000 per accident. Property damage liability: $25,000 per accident. Uninsured motorist bodily injury: $25,000 per person and $50,000 per accident. Uninsured motorist property damage: $25,000 per accident.

Is insurance in the state of West Virginia required for a vehicle?

West Virginia law requires all drivers in the state to carry car insurance. The state also requires you to carry proof of insurance, which must be shown to law enforcement officials at their request.

Is comprehensive insurance required in West Virginia?

Car Insurance Requirements in West Virginia

In West Virginia, all registered motor vehicles must be insured by a liability policy that includes at least the following minimum amounts of coverage: … $25,000 liability coverage for property damage per accident caused by the owner/driver of the insured vehicle.

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What is full coverage insurance in WV?

Permalink Report. Full coverage insurance in West Virginia is usually defined as a policy that provides more than the state’s minimum liability coverage, which is $25,000 in bodily injury coverage per person, up to $50,000 per accident, and $25,000 in property damage coverage.

The current minimum amount of coverage required is:

$25,000 for one crash, one injury. $50,000 for one crash, two or more injuries. $25,000 for property damage.

Is it illegal to not have car insurance in WV?

Like most states, West Virginia requires drivers to purchase car insurance to financially protect themselves and others on the road. If you’re caught driving without coverage, the state considers it a misdemeanor that’s punishable by fines and even jail time.

What happens if you drive without insurance in WV?

West Virginia Penalties for Driving Without Car Insurance

The driver must maintain proof of continuous insurance throughout the registration period. The penalties for driving without car insurance in West Virginia include: fines of $200 to $5,000, imprisonment of 15 days to 1 year, and suspension of licensure.

Is West Virginia a no-fault state?

No, West Virginia is not a no-fault state. West Virginia is an at-fault (or “tort”) state. That means the driver who causes an accident uses their insurance to pay for the other driver’s bills from the collision.

What are the requirements for WV minimum auto insurance?

Here are the minimum requirements and limits for West Virginia car insurance coverages:

  • Bodily injury liability: $25,000 per person and $50,000 per accident.
  • Property damage liability: $25,000 per accident.
  • Uninsured motorist bodily injury: $25,000 per person and $50,000 per accident.
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Is West Virginia a no-fault state for divorce?

West Virginia is a hybrid state: You can choose whether you want a no-fault or fault-based divorce. To get a no-fault divorce in West Virginia, you’ll state in your petition that you and your spouse have “irreconcilable differences” (meaning you can’t get along anymore).

What is the cheapest auto insurance in WV?

Find Cheap Auto Insurance Quotes in West Virginia

Rank Company Average annual rate
1 State Farm $405
2 Erie $419
3 USAA $500
4 Westfield $520

Why is car insurance so expensive in West Virginia?

Location and driving patterns.

Population-dense cities have higher premiums than rural areas because city living usually means more accidents, more property crime, and more frequent claims. In West Virginia, the most expensive locations for insurance are Williamson, Logan, and Wayne .

How much is insurance for a new driver in WV?

Cheap Car Insurance for Young Drivers

Insurance Company Quotes
Erie $23/mo
USAA $25/mo
State Farm $33/mo

Does West Virginia accept electronic proof of insurance?

On Thursday, a new law allowing for digital proof of vehicle insurance on a wireless communication device will take effect in West Virginia. “It’s exactly the same looking as a paper certificate. … Westfall said such options are convenient for insured drivers who may misplace their paper documents.

Can you return a car in WV?

The law requires the dealer to do inspections. The buyer has three days to return the vehicle.

What is the state minimum car insurance in Virginia?

It is illegal to drive a car in Virginia without at least the minimum amount of liability coverage required by law: Bodily injury: $25,000 per person and $50,000 per accident. Property damage: $20,000 per accident. Uninsured motorist bodily injury: $25,000 per person and $50,000 per accident.

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