Frequent question: Is auto insurance more expensive in Arizona?

Arizona car insurance — average premiums. You should expect to pay less for auto insurance once you move. The typical annual car insurance rate in Arizona is $349 less expensive than the average expense in California.

What is the average cost of auto insurance in Arizona?

How much is car insurance in Arizona? Arizona drivers can expect to pay an average of $555 annually for minimum coverage and $1,547 annually for full coverage. While many states pay significantly more for car insurance, it is possible for Arizonians to pay less— if they do their homework.

How much does car insurance cost per month in Arizona?

The average cost of insurance coverage in Phoenix is $1,126 a year for men and $1,178 for women. The average cost of auto insurance in Arizona is $843.92.

Average Phoenix Car Insurance Rates.

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Coverage Men Women
Comprehensive $92 $91
Total Cost Per Year $1,126 $1,178
Price Per Month $94 $98

Is car insurance cheaper in AZ or TX?

The typical annual car insurance rate in Texas is $768 more expensive than the average expense in Arizona.


Insurance Company Average Annual Rate
Esurance $1,393

Is car insurance more expensive in Phoenix?

Drivers in Phoenix, a large city in the heart of a large urban area, will pay more for coverage than the average Arizonan. Car insurance rates were 26% higher in Phoenix for full coverage and 34% higher for minimum coverage. We recommend comparing quotes from several insurers before purchasing a policy.

Who has the best auto insurance rates in Arizona?

The best car insurance companies in Arizona

Car insurance company Average annual minimum coverage premium Average annual full coverage premium
American Family $685 $1,288
Geico $326 $916
State Farm $523 $1,232
The Hartford $506 $1,257

Who has the best car insurance rates in Arizona?

According to ValuePenguin, an Arizona driver who has a low credit score pays an average annual premium of $3977 a year for auto insurance.

Arizona Auto Insurance Premiums by Credit Tier

  • Allstate: $4096.
  • CSAA: $7340.
  • Farmers Insurance: $3717.
  • GEICO: $2323.
  • The Hartford: $4471.
  • Progressive: $2544.
  • State Farm: $4586.
  • USAA: $2738.

Who has the cheapest car insurance in AZ?

Best Cheap Car Insurance in Arizona for 2021

Cheapest Car Insurance Company Overall in Arizona for May 2021
Travelers $115/month 4.5 NerdWallet rating
Geico $29/month 4.5 NerdWallet rating
Cheapest for Young Drivers
CSAA $53/month 3.5 NerdWallet rating
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Why is auto insurance so expensive in Arizona?

Car insurance in Arizona is expensive because the state has higher than average traffic fatalities, with 1.4 deaths per 100 million miles driven (compared to the national average of 1.1). … As the cost of providing insurance goes up, the premiums insurers charge also rise.

What is the cheapest car insurance in Arizona?

Find Cheap Auto Insurance Quotes in Arizona

Rank Company Average annual rate
1 Geico $887
2 Progressive $910
3 State Farm $950
4 CSAA $991

Why is Texas car insurance so high?

Car insurance in Texas is expensive because the state has three of the top 10 largest cities in the country and large, growing populations across the state. … As the cost of providing insurance goes up, the premiums insurers charge also rise. All insured drivers share the increasing cost of insurance.

What states have the lowest car insurance?

Our study shows that the top five cheapest states for car insurance in 2021 are:

  • Maine.
  • New Hampshire.
  • Wisconsin.
  • Idaho.
  • Ohio.

What city in Texas has the lowest auto insurance rates?

Meanwhile, the following five cities, on average, have the cheapest auto insurance rates in the state: San Angelo — $1,263; 17 percent below average. Wall — $ 1,269; 16.6 percent below average. Knickerbocker — $1,278; 15.9 percent below average.

Where is the cheapest state to buy a car?

Overall, New Hampshire is the cheapest state to buy a car, since registration fees are low and sales tax non-existent. Florida is the second cheapest state to buy a car, and the state has a wonderful inventory. In fact, cars cost around ten percent less than the average.

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What is the minimum auto insurance coverage in Arizona?

Arizona requires drivers to have car insurance that meets or exceeds the following minimum coverage levels: Bodily injury liability coverage: Minimum $25,000 per person / $50,000 per accident. Property damage liability coverage: Minimum $15,000.

What is a fair price for car insurance?

The national average cost of car insurance is $1,592 per year, according to NerdWallet’s 2021 rate analysis. That works out to an average car insurance rate of about $133 per month. But that’s just for a good driver with good credit — rates vary widely depending on your history.

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