How much is car insurance per month in LA?

The average cost of car insurance in Los Angeles is $219 per month.

How much does car insurance cost in Los Angeles?

On average, Los Angeles auto insurance costs $2,276 a year, NerdWallet’s 2021 rates analysis found. That’s $365 above the California average and $681 more than the average cost of car insurance nationwide. Those average rates are based on a 40-year-old with a clean driving record, buying full coverage car insurance.

How much does car insurance cost per month in California?

On average, full coverage car insurance costs $1,817 per year in California — or $151 per month. The cheapest car insurance for full coverage in California is Geico.

How much is car insurance per month in Louisiana?

Car insurance in Louisiana costs $105 per month, on average, or $1,263 per year. The average cost of car insurance in Louisiana is 75% higher than the national average auto insurance premium, and Louisiana ranks 47 out of 50 for the most affordable car insurance rates in the U.S.

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What is the cheapest car insurance in Los Angeles?

Los Angeles cheapest full coverage policy

Rank Company Average annual rate
1 AAA NorCal $2,108
2 Mercury $2,123
3 Geico $2,148
4 Progressive $2,281

Is insurance more expensive in LA?

Auto insurance costs an average of $2,632 per year in Los Angeles. That’s more than the statewide average in California ($1,868) and more expensive than the national average of $1,548.

Why is California car insurance so expensive?

Unlike Florida and Michigan, California is not a no-fault state and currently maintains very low liability coverage requirements. California is an expensive state for car insurance due to its population density and claim-to-profit ratio.

How can I make my insurance cheaper?

Listed below are other things you can do to lower your insurance costs.

  1. Shop around. …
  2. Before you buy a car, compare insurance costs. …
  3. Ask for higher deductibles. …
  4. Reduce coverage on older cars. …
  5. Buy your homeowners and auto coverage from the same insurer. …
  6. Maintain a good credit record. …
  7. Take advantage of low mileage discounts.

How much should car insurance cost California?

The average auto insurance cost in California is $1,713 per year — 20% more than the national average. Your car insurance rates are impacted by more than just your location. Auto insurance rates comprise myriad factors, including a driver’s age and driving history.

How much car insurance do I need in California?

California requires drivers to carry at least the following auto insurance coverages: Bodily injury liability coverage: $15,000 per person / $30,000 per accident minimum. Property damage liability coverage: $5,000 minimum. Uninsured motorist bodily injury coverage¹: $15,000 per person / $30,000 per accident minimum.

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Why is Louisiana car insurance so high?

While many people agree that auto-related lawsuits are a major reason for Louisiana’s high insurance premiums, other factors may also contribute to these rates: With nearly 14% of drivers being uninsured and about 40% being insured at the minimum required level, insurance companies are more wary of Louisiana drivers.

What is a fair price for car insurance?

The national average cost of car insurance is $1,592 per year, according to NerdWallet’s 2021 rate analysis. That works out to an average car insurance rate of about $133 per month. But that’s just for a good driver with good credit — rates vary widely depending on your history.

What are the cheapest car insurance?

Cheapest car insurance companies

Company Average annual rate
Cheap car insurance rates from the largest companies
1. Geico $380
2. State Farm $550
3. Progressive $577

What is the most basic car insurance?

Generally, the six basic car insurance coverages you’ll need are:

  1. Bodily Injury Liability Coverage. …
  2. Property Damage Liability Coverage. …
  3. Medical Payments or Personal Injury Protection (PIP) Coverage. …
  4. Comprehensive Coverage. …
  5. Collision Coverage. …
  6. Uninsured/Underinsured Motorist Coverage.

How do I buy new car insurance?

You’ll want to compare both big national insurers, like Allstate, Geico, and State Farm, and smaller local insurance providers.

How to shop for car insurance

  1. Find out your state’s minimum coverage requirements. …
  2. Compare at least three different policies. …
  3. It’s tempting, but don’t lie. …
  4. Ask for discounts.


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