Is car insurance cheaper in AZ or TX?

Is insurance cheaper in Texas or Arizona?

Arizona vs. Texas auto insurance — average rates. Expect to pay more for car insurance in your new home. The typical annual car insurance rate in Texas is $768 more expensive than the average expense in Arizona.

Which state has the cheapest car insurance?

Car insurance in Louisiana is now three times more expensive than in Maine. Maine has the cheapest car insurance rate, where you will pay an average of $858 a year.

Is car insurance cheaper in Arizona?

The typical annual car insurance rate in Arizona is $349 less expensive than the average expense in California.


State Average Annual Rate
Arizona $1,357

Is car insurance more expensive in Texas?

Car insurance is expensive in Texas. The average car insurance rate in Texas is $1,810 per year — 26.8% more than the US average. But auto insurance costs are affected by more than just state lines.


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Coverage Level Average Annual Premium
State Minimum — Liability Only $782

Why is insurance so expensive in Florida?

Florida car insurance is so expensive because of the high number of factors that increase the cost such as the number of uninsured drivers and the high-risk drivers who live in and visit the state.

Why is Texas car insurance so expensive?

Car insurance in Texas is expensive because the state has three of the top 10 largest cities in the country and large, growing populations across the state. … As the cost of providing insurance goes up, the premiums insurers charge also rise. All insured drivers share the increasing cost of insurance.

Did car insurance go up 2020?

Auto Insurance Increases to the Grid Rate Level

In late September, the Alberta Automobile Insurance Rate Board (AIRB) announced an increase to the current Grid rate level by fifteen per cent, effective January 1, 2020.

Who has the lowest car insurance?

The Cheapest Car Insurance Companies

  • Geico $1,100.
  • State Farm $1,169.
  • Travelers $1,251.
  • Nationwide $1,284.
  • Progressive $1,334.
  • American Family $1,451.
  • Farmers $1,635.
  • Allstate $1,788.


What state does not require car insurance?

New Hampshire is the only state that doesn’t require residents to have insurance, or even prove they could cover their liability in an accident, according to the Insurance Information Institute and Property Casualty Insurers Association of America.

Who has the best car insurance rates in Arizona?

According to ValuePenguin, an Arizona driver who has a low credit score pays an average annual premium of $3977 a year for auto insurance.

Arizona Auto Insurance Premiums by Credit Tier

  • Allstate: $4096.
  • CSAA: $7340.
  • Farmers Insurance: $3717.
  • GEICO: $2323.
  • The Hartford: $4471.
  • Progressive: $2544.
  • State Farm: $4586.
  • USAA: $2738.
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Who has the cheapest car insurance in AZ?

Best Cheap Car Insurance in Arizona for 2021

Cheapest Car Insurance Company Overall in Arizona for May 2021
Travelers $115/month 4.5 NerdWallet rating
Geico $29/month 4.5 NerdWallet rating
Cheapest for Young Drivers
CSAA $53/month 3.5 NerdWallet rating

How much does car insurance cost in Arizona per month?

The average cost of insurance coverage in Phoenix is $1,126 a year for men and $1,178 for women. The average cost of auto insurance in Arizona is $843.92.

Average Phoenix Car Insurance Rates.

Coverage Men Women
Collision $374 $378
Comprehensive $92 $91
Total Cost Per Year $1,126 $1,178
Price Per Month $94 $98

How much should I be paying for car insurance?

The national average cost of car insurance is $1,592 per year, according to NerdWallet’s 2021 rate analysis. That works out to an average car insurance rate of about $133 per month. But that’s just for a good driver with good credit — rates vary widely depending on your history.

What is the average cost for car insurance in Texas?

Like most states in the U.S., Texas requires its drivers to carry an insurance policy on their vehicles. The average cost of car insurance in Texas is $524 annually for minimum coverage and $1,823 annually for full coverage, which includes liability plus collision and comprehensive coverage.

What city in Texas has the lowest auto insurance rates?

Meanwhile, the following five cities, on average, have the cheapest auto insurance rates in the state: San Angelo — $1,263; 17 percent below average. Wall — $ 1,269; 16.6 percent below average. Knickerbocker — $1,278; 15.9 percent below average.

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