Is car insurance cheaper in DE?

Rating Factor $ Savings % Savings
No Traffic Tickets $378 18.44%
No Accidents $910 35.27%
Good Credit $1,556 48.23%

How much is car insurance in Delaware?

Average car insurance cost in Delaware

Delaware drivers pay, on average, $787 per year for the minimum required levels of insurance and $1,775 for full coverage. Car insurance in Delaware is generally more expensive than the national average of $1,674 for full coverage and $565 for minimum coverage.

Who has the cheapest auto insurance in Delaware?

The cheapest car insurance in Delaware

Car insurance company Average annual premium for minimum coverage Average annual premium for full coverage
Travelers $447 $1,072
Nationwide $559 $1,184
Geico $603 $1,354
Progressive $760 $1,820

Do you need car insurance in DE?

Like most states, Delaware requires that every registered motor vehicle be covered by a car insurance policy that meets certain minimum requirements, in case the vehicle is involved in a traffic accident.

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What is the cheapest place to get car insurance?

The cheapest car insurance companies

  • Erie: Cheapest overall company.
  • State Farm: Cheapest company after getting into an accident.
  • USAA: Cheapest company for military families.
  • Metromile: Cheapest company for low-mileage drivers.
  • Geico: Cheapest company for those with a poor credit history.


How much is car insurance per month in Delaware?

Car insurance in Delaware costs $94 per month, on average, or $1,133 per year. The average cost of car insurance in Delaware is 57% higher than the national average auto insurance premium, and Delaware ranks 46 out of 50 for the most affordable car insurance rates in the U.S.

What is the penalty for driving without insurance in Delaware?

Since driving without insurance is a criminal offense in Delaware there are a number of penalties associated once convicted. For a first-time offense, the conviction carries a fine ranging from $1500.00 (minimum) to $2,000.00 maximum.

What is a good car insurance rate?

National average car insurance rates are: $1,592 for a good driver with good credit. $2,439 after an at-fault wreck. $2,812 for a good driver with poor credit.

Which is the best car insurance?

Best Car Insurance Companies Ratings

Company Tech Fundamentals Price Competitiveness
USAA Excellent Excellent
American Family Excellent Very good
Geico Excellent Very good
Nationwide Excellent Very good

Does Delaware have no fault auto insurance?

No-fault insurance is referred to as Personal Injury Protection, or PIP, in the State of Delaware. This insurance coverage pays the costs of your lost wages and/or medical bills: For up to two years after a car accident.

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What is the minimum car insurance in DE?

The minimum limits of auto insurance coverage in Delaware are: Bodily injury liability coverage: $25,000 per person and $50,000 per accident. Property damage liability coverage: $10,000. Uninsured motorist bodily injury coverage: $25,000 per person and $50,000 per accident*

What types of car insurance are legally required in Delaware?

In Delaware, all drivers are required to carry three types of auto insurance:

  • Bodily Injury Protection – $25,000/$50,000. If you are responsible for the injury or death of another person and have. …
  • Property Damage – $10,000. …
  • Personal Injury Protection (PIP) – $15,000/$30,000. …
  • 841 Silver Lake Blvd.

Is Delaware a tort state?

Delaware is a tort state that requires drivers to have no-fault insurance, which means drivers must use personal injury protection (PIP) insurance to pay for their own injuries after an accident but are not limited when it comes to suing an at-fault driver for compensation.

What are the worst insurance companies?

The following list contains the 11 WORST insurance companies in America:

  • State Farm. …
  • Anthem. …
  • Farmers. …
  • UnitedHealth. …
  • Global Life. …
  • Liberty Mutual. …
  • USAA. …
  • Progressive.


Who has the cheapest car insurance for seniors?

The cheapest insurer that is most widely available for 65-year-olds is State Farm. Your car insurance rates depend on a variety of personal characteristics, including location, driving history and age.

How do I get the best deal on car insurance?

Listed below are other things you can do to lower your insurance costs.

  1. Shop around. …
  2. Before you buy a car, compare insurance costs. …
  3. Ask for higher deductibles. …
  4. Reduce coverage on older cars. …
  5. Buy your homeowners and auto coverage from the same insurer. …
  6. Maintain a good credit record. …
  7. Take advantage of low mileage discounts.
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