Is car insurance expensive in Philadelphia?

The average car insurance rate in Philadelphia is $2,134, which is higher than both the state and national average costs of car insurance. In comparison, the city average is 17.4% more than the average annual cost of car insurance in the state of Pennsylvania.

How much is car insurance in Philadelphia?

The average cost of car insurance coverage in Philadelphia is $872.13 a year for men and $859.87 for women. Philadelphia is one of the few cities in the nation where men and women have nearly identical car insurance premiums. The average cost of auto insurance in Pennsylvania is $878.18 per year.

How much is car insurance per month in Philadelphia?

The average annual cost of minimum-coverage auto insurance in Philadelphia is $1,217, or about $101 per month. That’s $602 per year more than state average, making it the most expensive city in Pennsylvania for car insurance. Full-coverage auto insurance costs $3,738 per year on average, or about $312 a month.

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Is car insurance expensive in Pennsylvania?

Car insurance is moderately expensive in Pennsylvania. The typical auto insurance rate in Pennsylvania is $1,433 per year — just 0.4% more than the national average. But car insurance premiums are affected by factors other than your location.

Is car insurance cheaper in Philadelphia?

The average car insurance rate in Philadelphia, Pennsylvania, is $2,647 per year.


Philadelphia Average (annual) Pennsylvania Average United States Average
$2,647 $1,475 $1,548

Who really has the cheapest car insurance?

Cheapest car insurance companies

Company Average annual rate
Cheap car insurance rates from the largest companies
1. Geico $380
2. State Farm $550
3. Progressive $577

What is a fair price for car insurance?

The national average cost of car insurance is $1,592 per year, according to NerdWallet’s 2021 rate analysis. That works out to an average car insurance rate of about $133 per month. But that’s just for a good driver with good credit — rates vary widely depending on your history.

Who has the cheapest car insurance in PA?

Find Cheap Auto Insurance Quotes in Pennsylvania

Rank Company Average annual rate
1 Erie $328
2 State Farm $452
3 Geico $651
4 Nationwide $660

Why is car insurance so expensive in Philadelphia?

Car insurance in Pennsylvania is expensive because it’s a no-fault state with a high population density. In Pennsylvania, you can expect to pay approximately $1,276 per year for full coverage car insurance or $413 per year for minimum coverage. … All insured drivers share the increasing cost of insurance.

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What is the best health insurance in PA?

The Best Health Insurance in Pennsylvania:

  • Best Overall: UMPC Health Plan.
  • Most Affordable: Geisinger.
  • Best Provider Networks: Highmark BCBS.
  • Best for Additional Benefits: Independence BCBS.
  • Best for Combining Coverage: Ambetter.

What is the average price for car insurance in Pennsylvania?

Car insurance in Pennsylvania costs $42 per month, on average, or $501 per year. The average cost of car insurance in Pennsylvania is 30% lower than the national average auto insurance premium, and Pennsylvania ranks 17 out of 50 for the most affordable car insurance rates in the U.S.

How much should full car insurance cost?

In the United States, the average cost of full coverage car insurance is $1,674 per year, or $139.50 per month. However, the cost varies significantly based on location and personal factors, like your age and credit score.

How much is car insurance in PA per month?

Bankrate’s findings of cost of car insurance nationwide place Pennsylvania’s $427/$1,476 at below the national average of $565 for basic and $1,674 for full coverage.

What type of insurance does USAA offer?

Insurance Products for All Your Needs

  • Auto Insurance.
  • Motorcycle Insurance.
  • Motorhome Insurance.
  • Commercial Auto.
  • Boat Insurance.
  • Classic Car Insurance.
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