Is car insurance more expensive in Florida or New York?

Is car insurance cheaper in Florida?

Auto insurance is expensive in Florida. The average car insurance rate in Florida is $1,878 per year — 31.6% more than the US average. But auto insurance prices are dictated by factors other than state lines.


Marital Status Average Annual Rate
Widowed $1,762.38

Is car insurance cheaper in Florida or New York?

Florida car insurance — average prices. The usual annual car insurance rate in Florida is $369 less expensive than the average expense in New York. … The precise cost will depend on your coverage choice, insurance history, and your choice of insurer.

What state has the cheapest car insurance?

Car insurance in Louisiana is now three times more expensive than in Maine. Maine has the cheapest car insurance rate, where you will pay an average of $858 a year.

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Is car insurance more expensive in New York?

Car insurance is expensive in New York. The average car insurance premium in New York is $1,582 per year — nearly 11% more than the national average.


Coverage Level Average Annual Premium
State Minimum — $1,000 Comprehensive/Collision $1,525

What is the most affordable car insurance in Florida?

Cheap car insurance companies in Florida

  • Geico. Geico ranked second in the 2020 J.D. Power’s U.S. …
  • State Farm. State Farm received a below-average J.D. Power ranking for customer satisfaction, but the company does offer some of the cheapest insurance rates in Florida. …
  • Allstate. …
  • Progressive.

Who has cheapest car insurance Florida?

Cheapest Car Insurance in Florida

Rank Insurer Average Quote
1 USAA $456 per year
2 Geico $461 per year
3 Liberty Mutual $597 per year
4 Travelers $918 per year

Why did car insurance increase 2020?

The combination of record-setting natural disasters, an uptick in distracted-driving accidents and the increasing prevalence of tech-loaded vehicles that are expensive to repair mean insurers are likely to raise rates in 2020.

Why is insurance so expensive in Florida?

Florida car insurance is so expensive because of the high number of factors that increase the cost such as the number of uninsured drivers and the high-risk drivers who live in and visit the state.

What are the top 5 most expensive states for car insurance?

Average Car Insurance Rates by State

  • Michigan. $4,003. 216.5%
  • New York. $3,896. 208.1%
  • Louisiana. $3,419. 170.3%
  • Florida. $1,919. 51.7%
  • Maryland. $1,886. 49.1%
  • Rhode Island. $1,788. 41.4%
  • Nevada. $1,738. 37.4%
  • Georgia. $1,511. 19.5%
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What state has no car insurance?

States that don’t require car insurance. The only two states that don’t require car insurance are New Hampshire and Virginia. Drivers in Virginia can pay the state $500 a year in lieu of car insurance, but that cost does not provide coverage in the event of an accident.

Did car insurance go up 2020?

Auto Insurance Increases to the Grid Rate Level

In late September, the Alberta Automobile Insurance Rate Board (AIRB) announced an increase to the current Grid rate level by fifteen per cent, effective January 1, 2020.

What city has the most expensive car insurance?

1. Detroit, Michigan. Detroit has the distinction of having the highest car insurance rates in the country, 284.1% more than the national average.

How much should I be paying for car insurance?

The national average cost of car insurance is $1,592 per year, according to NerdWallet’s 2021 rate analysis. That works out to an average car insurance rate of about $133 per month. But that’s just for a good driver with good credit — rates vary widely depending on your history.

Who really has the cheapest car insurance?

Cheapest car insurance companies

Company Average annual rate
Cheap car insurance rates from the largest companies
1. Geico $380
2. State Farm $550
3. Progressive $577

How much is car insurance in NY per month?

The average cost of auto insurance in New York is $1,234.84 per year. The national average price is $889.01.

Average New York City Car Insurance Rates.

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Coverage Men Women
Comprehensive $71 $71
Total Cost Per Year $1,286 $1,421
Price Per Month $107 $118
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