All cars in Spain must have, as a minimum, a Civil Liability coverage or insurance by law even if the car is not in use. So we would recommend you get this compulsory insurance. Also important that if you have no insurance and the car gets stolen you will not have any coverage for this issue.
Is my car insurance valid in Spain?
As a general rule, vehicles insured in any European country are covered when driving in Spain. Sometimes, the insurance provider will be able to offer you specific rates for special coverage for driving in another country.
Can I check who my car is insured with?
So call them and ask them to confirm who you’re insured with. You could also check your bank statements. Check the Motor Insurance Database. Enter your vehicle registration into the Motor Insurance Database (MID) and it’ll let you know whether your car has a valid insurance policy.
Is the car insured in Spain or the driver?
In Spain it is the vehicle that is insured and not the person – most motor insurances in Spain will cover the main driver and any driver over a certain age (usually 25/30 years old). You cannot drive anyone else’s car under your own insurance. You need to be covered under their vehicle policy.
How do I check if a car is insured for free?
The easiest way to find out whether your car is insured is to note down the registration number of your vehicle. You can check this against the national Motor Insurance Database (askMID).
Will my UK car insurance cover me in Spain?
Insurance: the good news is you have basic cover in the EU
If you’ve got valid UK car insurance, you’ve also got the legal minimum cover in any EU country. But this can be very basic – in some countries you’re covered for even less than UK third party insurance meaning theft and damage from vandalism isn’t included.
Is car insurance in Spain expensive?
Car insurance premiums in Spain averaged at just over €350 per year in 2016, just above the EU average. Premiums have come down from an average of over €450 in 2005. Third-party coverage can be as cheap as €150 but will usually be around €250-300. Fully comprehensive policies are likely to be €400 a year or more.
How can I check my car insurance history?
Check Car Insurance Policy Status Online through VAHAN
- Visit VAHAN e-services and navigate to the tab marked “know your vehicle details” on top of the page.
- Enter the registration number of the car in question and enter the required “code for verification”.
- A “search vehicle” option will appear.
Is my car insured Ask mid?
You can check that your own vehicle has a valid insurance policy recorded on the MID at www.askMID.com. This service is free to use and will immediately tell you if your vehicle is registered on the MID.
How do I find out my car insurance expiry date?
How do I find out if my car insurance policy has expired?
- Call your insurer if you know who it is and ask about the details of your policy.
- Check your own records to see if you’re currently paying for an insurance policy.
- Look through your bank or credit statements for any outgoing payments.
Can you drive someone else’s car in Spain?
Unlike the UK, here in Spain it is the car that is insured not the driver… You can therefore drive anyone elses car provided you have their permission.
What documentation do I need to buy a car in Spain?
What documentation do I need to provide?
- Your NIE (número de identidad de extranjero) – your foreigner ID number.
- Proof of permanency in the form of your house deeds or a rental contract for a minimum of one year.
- A proof of residence (certificado de empadronamiento) which is no more than three months old.
What car insurance do I need to drive abroad?
You need to have at least third-party car insurance to drive in most EU countries, the same as the UK. Most policies that come with European cover will only give you third-party cover, unless you pay extra to get fully comprehensive insurance. Find out what each cover type protects against here.
How can I check my car insurance online?
Step 1:Visit the IIB web-portal. Step 2:Enter details on the mandatory fields this includes name, email ID or mobile number, address, car registration number and the accident date. Step 3:Enter the security code and click on submit.
Can you look up insurance by VIN number?
Insurance Lookup by VIN
You can actually find insurance company by VIN number (Vehicle Identification Number). On the vehicle, you will find the 17-digit VIN. It is usually located on the lower left-hand corner of the dashboard and can be viewed by looking through the windshield on the driver’s side from the outside.
Is your car taxed?
Find out if a vehicle has up-to-date vehicle tax or has been registered as off the road ( SORN ). It can take up to 5 working days for the records to update. You’ll need the vehicle’s registration number (number plate).