Quick Answer: Is car insurance more expensive in Pennsylvania?

Coverage Level Average Annual Rate
State Minimum — $500 Comprehensive/Collision $1,278

Why is Pennsylvania car insurance so expensive?

Car insurance in Pennsylvania is expensive because it’s a no-fault state with a high population density. In Pennsylvania, you can expect to pay approximately $1,276 per year for full coverage car insurance or $413 per year for minimum coverage. … All insured drivers share the increasing cost of insurance.

How much is car insurance per month in Pennsylvania?

Car insurance in Pennsylvania costs $42 per month, on average, or $501 per year. The average cost of car insurance in Pennsylvania is 30% lower than the national average auto insurance premium, and Pennsylvania ranks 17 out of 50 for the most affordable car insurance rates in the U.S.

Is car insurance cheaper in PA or FL?

You should expect to pay more for auto insurance in Florida than you did in Pennsylvania. The typical annual auto insurance rate in Florida is $392 pricier than in Pennsylvania. Keep in mind this cost depends on your coverage level, driving and insurance history, and your auto insurance company.

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Is car insurance cheaper in Pennsylvania than California?

Expect to pay more for auto coverage in your new home. The average annual auto insurance rate in California is $279 pricier than the cost in Pennsylvania.


Car Insurance Company Average Annual Rate
Penn National $824

How much should I be paying for car insurance?

The national average cost of car insurance is $1,592 per year, according to NerdWallet’s 2021 rate analysis. That works out to an average car insurance rate of about $133 per month. But that’s just for a good driver with good credit — rates vary widely depending on your history.

How much is car insurance in PA average?

The average cost of car insurance in Pennsylvania is $427 per year for minimum liability and $1,476 for full coverage that includes liability, collision and comprehensive insurance. If you lease a car or plan on financing it, your lender will likely require you to buy more expensive full coverage.

Who has cheapest car insurance in PA?

Find Cheap Auto Insurance Quotes in Pennsylvania

Rank Company Average annual rate
1 Erie $328
2 State Farm $452
3 Geico $651
4 Nationwide $660

What is the best car insurance in PA?

Best car insurance companies in Pennsylvania

Car insurance company Bankrate Score J.D. Power customer satisfaction score (Mid-Atlantic region)
Allstate 3.6 812/1,000
Erie 4.4 880/1,000
Geico 4.6 841/1,000
Nationwide 4.3 835/1,000

What is the cheapest car insurance in PA?

Cheapest full coverage car insurance in Pennsylvania for 30-year-olds. Drivers in Pennsylvania with clean driving records may get the lowest rates from these companies: Geico: $824 per year. Penn National: $826 per year.

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Why did car insurance increase 2020?

The combination of record-setting natural disasters, an uptick in distracted-driving accidents and the increasing prevalence of tech-loaded vehicles that are expensive to repair mean insurers are likely to raise rates in 2020.

Is it better to buy a car in Florida or Pennsylvania?

Assuming you are buying used car one purchased in Florida is less likely to have the corrosion issues you are going to find on cars here in PA so you may be better off in the end. In fact if you were coming up here for few months each year you could probably make a few bucks selling the car each year.

What car has the lowest insurance rate?

Cheapest cars to insure among popular models

Rank Average annual insurance premium Starting MSRP
1. Subaru Outback $1,392 $26,645
2. Jeep Wrangler $1,416 $28,295
3. Honda CR-V $1,439 $25,050
4. Subaru Forester $1,465 $24,495

What state has the highest car insurance rate?

Louisiana is now the king of expensive car insurance, moving into first place this year as Michigan (the most expensive state for seven years in a row) slips into second, although there is a bit of a technicality.

Car insurance rates by state 2021.

Rank State Average premiums
1 Louisiana $2,839
2 Michigan $2,112
3 Florida $2,082
4 California $1,966

What states have the highest car insurance?

The states with the highest auto insurance rates are Michigan, Louisiana, and Florida. Two of these states — Michigan and Florida — are no-fault car insurance states, meaning every driver involved in an incident pays for their own injuries and damages.

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What city has the highest car insurance rate?

Here are the lists:

  • Most expensive places for car insurance by state.
  • Detroit, MI. Average annual premium: $6,329.
  • New York, NY. Average annual premium: $5,703.
  • New Orleans, LA. Average annual premium: $4,601.
  • Las Vegas, NV. Average annual premium: $3,768.
  • North Hollywood, CA. …
  • Philadelphia, PA. …
  • Baltimore, MD.


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