What happens if you don’t have car insurance in va?

Virginia requires all drivers to either carry a minimum amount of car insurance or pay a $500 uninsured motor vehicle fee. … The state of Virginia may convict you of a Class 3 misdemeanor, charge you a $500 fine, and take your driver’s license, vehicle registration and license plates.

How long can you go without car insurance in va?

In Virginia, the DMV offers an “uninsured motor vehicle fee” (UMV) which you can pay in place of buying insurance. Paying this fee allows you to legally register and drive your car without insurance for one year.

Is it a felony to drive without insurance in Virginia?

Virginia drivers are being charged and convicted of an offense that is not a crime under state law: driving without proof of insurance. … Failure either to insure your car or pay the fee is a Class 3 misdemeanor, punishable by fines of up to $500, according to Virginia Code § 46.2-707.

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Do you legally need car insurance in Virginia?

Surprisingly, the answer is no. Drivers are not required to purchase auto insurance on a vehicle registered in Virginia. However, according to Va. Code § 46.2-706, if you do not purchase auto insurance, you are required to pay an uninsured motorist fee of $500.00 per year.

How long can I go without having car insurance?

Drivers in most states in the U.S. must be insured by law. It is a crime to drive almost anywhere without car insurance coverage, even for a minute or just down the street. So, how long can you be without car insurance? If you’re driving, you can’t.

Can you go to jail for not having car insurance in Virginia?

If you’re caught driving without a form of financial responsibility, the penalties could be severe. … The state of Virginia may convict you of a Class 3 misdemeanor, charge you a $500 fine, and take your driver’s license, vehicle registration and license plates.

Can you register a car without insurance VA?

You cannot register a car without insurance in Virginia. Proof of insurance is required at the time of registration.. In Virginia, you are required to have $25,000 in bodily injury liability coverage, up to $50,000 per accident, along with $20,000 in liability coverage for property damage.

Who has the cheapest car insurance in Virginia?

Find Cheap Auto Insurance Quotes in Virginia

Rank Company Average annual rate
1 Virginia Farm Bureau $359
2 Geico $382
3 Erie $433
4 State Farm $446

How much is the uninsured motorist fee in Virginia?

Every person registering an uninsured motor vehicle shall pay a fee of $500 at the time of registration. Payment of this fee allows a motor vehicle owner to operate an uninsured motor vehicle; however, payment of this fee does not provide the motorist with any insurance coverage.

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Why can people drive without insurance?

By far the most cited reason for not having auto insurance is the cost, a trend that rose dramatically in recent years with the Great Recession. While people still needed their car to go to work or haul groceries, many decided that they could save money by cutting out their car insurance premiums.

What are the minimum insurance requirements in Virginia?

Virginia requires the following minimum coverage:

  • Bodily injury/death of one person $25,000.
  • Bodily injury/death of two or more persons $50,000.
  • Property damage $20,000.

What is the minimum car insurance needed in Virginia?

It is illegal to drive a car in Virginia without at least the minimum amount of liability coverage required by law: Bodily injury: $25,000 per person and $50,000 per accident. Property damage: $20,000 per accident. Uninsured motorist bodily injury: $25,000 per person and $50,000 per accident.

Can you drive uninsured in VA?

Although it is legal to drive without car insurance Virginia, doing so can have downsides. Every driver must either purchase insurance before registering or operating a motor vehicle or pay a special fee to drive uninsured.

Can I drive a car I just bought home without insurance?

Can you drive home a car you just bought? Yes, but only if you have insurance. … If your new vehicle isn’t properly insured when you want to drive it away, you could find yourself facing unlimited fines, points on your license and even having your car confiscated.

Can I leave my car without insurance?

The law says that you must normally have at least third party motor insurance if you drive or own a vehicle. You must also have insurance if you leave it parked on the street, on your driveway or in your garage. … You don’t need motor insurance if: you have a valid Statutory Off Road Notification (SORN)

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What happens if you crash and don’t have insurance?

If you cause an accident without insurance, you’ll have to pay for all the damage to your vehicle out of your pocket. You could also be sued by other people for damage and injuries you caused them. … Uninsured drivers also will have trouble finding cheap car insurance rates when they shop for a policy.

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