What is the cheapest car insurance in Alabama?

What is the cheapest auto insurance in Alabama?

Cheapest Car Insurance in Alabama

Rank Insurer Average Quote
1 Geico $553 per year
2 Country Financial $640 per year
3 Travelers $761 per year
4 USAA $787 per year

How much is car insurance in Alabama per month?

How Much Does Car Insurance Cost in Alabama? Car insurance costs $113 per month in Alabama on average. If you’re paying too much, read our guide and find out how to save.

What is the cheapest place to get car insurance?

The cheapest car insurance companies

  • Erie: Cheapest overall company.
  • State Farm: Cheapest company after getting into an accident.
  • USAA: Cheapest company for military families.
  • Metromile: Cheapest company for low-mileage drivers.
  • Geico: Cheapest company for those with a poor credit history.


Who has the best auto insurance rates in Alabama?

We reviewed all of the top auto insurance companies in Alabama and found that State Farm has the best rates for a minimum coverage policy ($408 per year), while Nationwide has the best rates for most drivers looking for full coverage ($1,701).

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Why is car insurance so high in Alabama?

Car insurance in Alabama is expensive because the state has vehicle fatality rates twice as high as the national average. In Alabama, you can expect to pay approximately $1,379 per year for full coverage car insurance or $558 per year for minimum coverage. … All insured drivers share the increasing cost of insurance.

Is car insurance high in Alabama?

Alabama automobile owners pay an average annual car insurance premium of $469 for minimum coverage and $1,623 for full coverage. When compared with the national average of $1,738 for full coverage, Alabamans pay slightly less than drivers in other states.

Is it better to pay car insurance in full or monthly?

Generally, you’ll pay less for your policy if you can pay in full. But if paying a large lump sum upfront would put you in a tight financial spot — say, leave you unable to pay your car insurance deductible — making car insurance monthly payments is probably a better option for you.

How much car insurance do I need in Alabama?

To register and operate a vehicle in Alabama, your auto insurance coverage must meet the following minimum requirements: Bodily injury liability: $25,000 per person and $50,000 per accident. Property damage liability: $25,000 per person.

How much should I pay car insurance?

The national average cost of car insurance is $1,592 per year, according to NerdWallet’s 2021 rate analysis. That works out to an average car insurance rate of about $133 per month. But that’s just for a good driver with good credit — rates vary widely depending on your history.

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Who is cheaper than Geico?

State Farm is the best option for most drivers looking for the most affordable car insurance. The rates State Farm offered for a full coverage policy were $427 more affordable per year than Geico’s, and were even cheaper than those from Progressive, Allstate or Farmers.

What are the worst insurance companies?

The following list contains the 11 WORST insurance companies in America:

  • State Farm. …
  • Anthem. …
  • Farmers. …
  • UnitedHealth. …
  • Global Life. …
  • Liberty Mutual. …
  • USAA. …
  • Progressive.


How can I get the lowest insurance rates?

Listed below are other things you can do to lower your insurance costs.

  1. Shop around. …
  2. Before you buy a car, compare insurance costs. …
  3. Ask for higher deductibles. …
  4. Reduce coverage on older cars. …
  5. Buy your homeowners and auto coverage from the same insurer. …
  6. Maintain a good credit record. …
  7. Take advantage of low mileage discounts.

How do I get health insurance in Alabama?

You can purchase individual health insurance through the Health Insurance Marketplace. These are plans that meet government requirements per the Affordable Care Act. Learn more about ACA insurance options in Alabama. Call 1-844-818-2961.

Is car insurance cheaper in Georgia or Alabama?

That’s a whopping 99% more than the national average of $1,428 and 34% more than second-place Michigan. Car insurance in Louisiana is now three times more expensive than in Maine.

Car insurance rates by state 2021.

Rank State Average premiums
25 Nevada $1,380
26 Mississippi $1,378
27 Alabama $1,358
28 North Carolina $1,326
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How much is individual health insurance in Alabama?

How much does health insurance cost in Alabama? Alabama residents can expect to pay an average of $642 per person* for a major medical individual health insurance plan. Prices will vary and premiums can be lower if you are in good health.

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