Introduction. If you drive a vehicle that is required to be registered in Washington State, you must have auto insurance or other proof of financial responsibility. If you drive your car without the required insurance, you could receive a fine of $550 or more.
What happens if you don’t have car insurance Washington?
The penalties for driving without insurance in Washington include fines and the suspension of your driver’s license. … Washington requires that all drivers have at least $25,000 in bodily injury liability coverage, up to $50,000 per accident, along with $10,000 in liability coverage for property damage.
Is car insurance required in Washington State?
Like others in the country, the state of Washington requires that every automobile on the road have liability coverage via car insurance. … If you’re a Washington-licensed driver, you must provide some kind of liability coverage on your automobile.
What are the consequences of not having car insurance in your state?
What Is The Fine For Driving Without Insurance In Alberta? Getting caught driving without valid insurance will cost you : First offense fine : A minimum of $2,875 up to $10,000. Failure to pay the fine can result in 45 days to 6 months in jail.
What happens if you have no insurance but the other driver was at fault in Washington state?
If an uninsured driver fails to pay collision damages, you may report it to the WA State Dept. of Licensing (DOL) by completing a Motor Vehicle Claim for Damages within 180 days of the collision. To qualify, the collision must have resulted in at least $1,000 in property damages or an injury.
Is driving without insurance illegal in WA?
According to the New South Wales Roads and Maritime Services website, in NSW you’ll risk a $607 fine for driving a vehicle that’s unregistered and a $530 fine for driving a vehicle that’s uninsured.
Is Washington a no pay no play state?
Currently, ten states have no pay, no play laws on the books: Alaska, California, Iowa, Kansas, Louisiana, Michigan, New Jersey, North Dakota, Oklahoma, and Oregon. In other states, no pay, no play laws have been proposed, but have not been enacted.
What is the minimum car insurance for Washington State?
The required coverage and limits in Washington State are: Bodily injury liability coverage: $25,000 per person and $50,000 per accident. Property damage liability coverage: $10,000. Underinsured motorist bodily injury coverage*: $25,000 per person and $50,000 per accident.
Do you need proof of insurance to register a car in Washington?
You can register a car without insurance in Washington. Although you don’t have to provide proof of insurance at the time of registration, you still need it to legally drive.. … You have 30 days from the date of purchase to register a vehicle in the state of Washington, but you can’t drive the car without insurance.
Is Washington a no fault state?
Because Washington is a no-fault state, all drivers are required to have insurance which will pay these damages on their behalf.
Does driving without insurance go on your criminal record?
Will I get a criminal record for driving without insurance? Driving without insurance won’t appear on your criminal record, and you won’t be at risk of going to prison for it. However, it will appear as a record on your driving licence. If the case goes to court, you could be disqualified from driving.
What happens if you get caught driving uninsured?
Although driving an uninsured vehicle can result in a ban from driving for up to 28 days, in most cases a first offence will only bring six to eight penalty points and a fine.
Can you get away with driving without insurance?
There’s no excuse for driving without valid car insurance – it’s illegal. Even if the vehicle itself is insured, you can still be penalised if you’re not correctly insured to drive it.
How do I get my license back in Washington state?
How to Reinstate Your Drivers License. Once your license suspension period is up, you can reinstate your license by supplying the court with a SR-22 Financial Responsibility Form and paying a $75 fee. There may be additional licensing fees you’ll need to pay as well.
What happens if you don’t have uninsured motorist coverage?
How Does Uninsured Motorist Coverage Work? If you’re involved in an accident with a driver who doesn’t have any car insurance at all, you’ll likely have to turn to your own insurance company to cover your losses. Your best bet is uninsured motorist (UIM) coverage, which is usually an add-on protection.
How long does an insurance company have to settle a claim in Washington?
Insurance companies in Washington have 45 working days to settle a claim after it is filed. Washington insurance companies also have specific timeframes in which they must acknowledge the claim and then decide whether or not to accept it, before paying out the final settlement.