In Georgia, state law requires all drivers to have proof of insurance. Driving without insurance is considered a misdemeanor, and you could face fines up to $1,000 and up to 12 months in jail. Your license may also be suspended for 60 to 90 days.
What happens if you get caught driving without insurance in Georgia?
First and foremost, if you’re caught driving without current valid insurance in Georgia, you will be charged with a misdemeanor, and it will remain on your record permanently. Additionally, you will have to appear in court and pay a fine of $200 to $1,000.
How much is a ticket for driving without insurance in Georgia?
Driving without insurance in Georgia can incur serious penalties, depending on the circumstances. You could face up to $185 in fines and a year in jail and lose your driving privileges and vehicle registration.
Are you required to have car insurance in Georgia?
Georgia law requires that all drivers must have at least the following required minimum auto insurance coverages for your vehicle: Bodily injury liability: $25,000 per person and $50,000 per accident. Property damage liability: $25,000 per accident.
What happens if your insurance lapses in GA?
If you incur a lapse, you will receive a notice from the Department informing you of your duty to reinstate your insurance policy. You will incur a reinstatement fine if you incur a lapse. If the lapse fine is not paid within 30 days of the letter’s date, the vehicle’s registration will be suspended.
Can police tell if you have car insurance in GA?
GEICS Insurance Database
Insurers must also electronically report terminations and additions or deletions of vehicles from existing policies. … In the same way police officers can now pull up a vehicle’s registration to see whether it’s stolen, they can immediately know whether the vehicle pulled over is insured.
Is getting caught driving without insurance easy?
Driving without insurance is risky because the presence of Automatic Number Plate Recognition cameras means you’re very likely to get caught by the police.
How long do points for no insurance last?
How long do IN10 penalty points stay on your licence? If convicted of driving without insurance, your IN10 conviction will remain on your licence for 4 years. However, you will need to disclose it to insurance companies for a further year.
How do police check for no insurance?
Police have number plate recognition cameras, so they’ll know whether a car is insured or not. If you’re stopped and asked to present your documents, you have seven days to provide the police with an up-to-date insurance certificate.
What happens when you get caught without insurance?
Penalty points and driving bans
Failing to have car insurance can result in six to eight penalty points on your driving licence. These points stay on your driving record for 4 years. You can be disqualified from driving if you have 12 or more penalty points within three years.
Is Georgia a no fault car insurance state?
Georgia is not one of the no-fault states.
Georgia follows a different system for car accidents and insurance claims.
Who has the cheapest car insurance in Georgia?
Find Cheap Auto Insurance Quotes in Georgia
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How long do you have to get insurance in Georgia?
The Georgia new-car insurance grace period is 2 to 30 days in most cases.
How long can your license be suspended in Georgia?
Anyone age twenty-one (21) or older convicted of driving under the influence, DUI, in the State of Georgia is subject to a suspension or revocation of his/her driver’s license or non-resident driving privilege for a period of 120 days to five (5) years depending upon the prior driving record.
How much does it cost to reinstate your license in GA?
In addition to the $200 driver’s license reinstatement fee, you will have to show that you have met the requirements of any criminal conviction, including the payment of fines. You will have to show proof of insurance, and may be required to install an ignition interlock device in your vehicle.
Is there a grace period for expired driver’s license in Georgia?
Grace Period for Expired License in Georgia
A drivers license in Georgia may be renewed up to 150 days before the expiration date. If your driver’s license expired and it has been under 2 years, you can renew without having to re-take the driving test.